Give Your Child a Flying Start with a Moneybox Junior ISA

Open a Junior Stocks & Shares ISA and start investing towards your child’s future with Moneybox.

Download the app and get started with £1.

Feel confident about their future

Help your child’s savings work harder.

  • What is a JISA? A savings and investment account for children up to the age of 18. It is a great way to save as it's free from any income or capital gains tax.
  • There are two types of Junior ISA – Cash and Stocks & Shares. Moneybox offers a Junior Stocks & Shares ISA, which can be opened via our separate iOS Junior ISA app.
  • Sit back and relax knowing your child's money is working hard in the background. Check in to see how their investments are performing any time.
Why invest?

Help their savings grow as fast as they do

Investing in a Junior Stocks & Shares ISA can be a great way to grow your child’s savings rather than leaving it in cash. £1,000 invested at the beginning of 2011 would be worth £2,193 at the end of 2020, compared to £1,185 if left in cash.

Investing returns are based on our Balanced portfolio and include all fees. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Cash returns are based on the best available cash interest rates at the beginning of each year. Both the potential risk and potential reward is greater with investing. It should be regarded as longer term (at least 5 years) and you may get back less than you invest. Past performance is not a reliable guide to future performance. Sources: Morningstar, MSCI.

What else should I know?

  • To open a Moneybox Junior ISA you must be over 18 years old, live in the UK and have parental responsibility for a child under 18 years old.
  • The child must be a resident in the UK, must not already have a Child Trust Fund and must not already have a Junior Stocks & Shares ISA (or, if they do, you will need to transfer this into the Moneybox Junior ISA).
  • You can transfer-in free of charge.
  • Remember, the value of your investments can go up and down, and you may get back less than you invest.

Award-winning app

Recognised by the industry and our consumers.

Consumer Investment Awards 2019 winner badge for the best money app

Best Money

Consumer Investment Awards 2019 winner badge for the best app for beginners

Best for

Moneybox - Digital Wealth Management Provider of the Year 2019.

Digital Wealth
Management Provider

Altfi award winner badge for digital wealth manager of the year 2019

Digital Wealth

Join our community

So far we’ve helped over 600,000 people save and invest for their future. Ready to join us?

Safety and transparency

Covered by the FSCS

Moneybox and our partner banks are covered by the government's Financial Services Compensation Scheme up to a limit of £85,000. Please be aware that this does not cover a decline in the value of your child's investments.

Bank level encryption

We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.

We're here to help

If you have any questions, you can chat to us in the app or email us via


We believe in being fair and transparent, so we've set out the fees you'll pay for our Junior ISA in the table below.
These fees cover all trading and transaction costs.

  • Monthly subscription fee
    This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.
    £ 1

    Free for the first 3 months

  • Moneybox platform fee0.45%

    Charged monthly

  • Annual fund provider costs
    Incl. transactions
    0.12% - 0.26%

    Charged directly by fund providers

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
Get the app